What is the Utah Health Exchange?
The health insurance exchange is an online health insurance marketplace. The idea is that Utah residents can get instant online quotes and look at health insurance options side by side, using the exchange as a one-stop-shop for their health insurance needs.
What Companies Do I have Access to Through the Exchange Website?
HealthInsuranceinUtah.com Allows You Access to These Additional Options
How Can the Utah Health Exchange Help Me or My Family Find the Right Health Insurance Plan?
As of August, 2009, the exchange website is not offering instant online quotes. The website is outsourcing their quoting to a non-local, California based company called ehealthinsurance. It's important to be able to look at plans in a side by side format, but it's also important to have a local agent in Utah helping you answer questions and complete your application. The exchange website can help you compare plans online, but may fall short when you have questions and need to talk to an agent that really knows the local market.
Should I Use a Local, Independent Health Insurance Agent Instead, or Along With The Exchange?
Yes. It doesn't cost you anything to use an agent. Utah insurance agents are paid a commission by the insurance company you choose, for helping you understand your options, servicing your plan, and helping you review your plan on your annual renewals.
Because local agents attend regular meetings for the plans they offer, local agents are familiar with the benefits, pricing, plan options, and the approval process. Using an agent that isn't local can cost you money and cause heartache in the long run.
This is not the offical Utah Health Exchange website. HealthInsuranceinUtah is a website that helps Utah residents connect with local agents to find the insurance that is right for them and is providing an informational service about the exchange.
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