Altius Health Plans
Altius Health Plans has a variety of high quality plans, that provide an innovative solution to rising health insurance costs in Utah. Altius backs up each one of their health insurance plans with first rate customer services, an excellent claims payment history, and extra services (such as a dental discount plan). These discount and extra services are offered for free to their members.
Altius uses the Mountain Star hospital network and has a large, independent network of doctors and providers. On top of that, they offer out of network coverage on each of their plans.
Altius has typically had competitive pricing for their traditional health plans (that cover office visits and prescriptions before the deductible). They have rates that are often favorable for individuals, single parent families, and couples with one or two children.
Small Employer Groups (2-49 employees): Request a quote from Altius Health Plans
Large Employer Groups (50+ employees): Request a quote from Altius Health Plans
Assurant Health
Assurant Health offers a huge selection of plans to Utah residents. Their health plan rates are very competitive for their OneDeductible (their "qualified high deductible health plans" that are "health savings account" eligible)
The Assurant Advantage
What truly makes Assurant Health unique to other Utah health insurance providers is their ability to offer a plan with a "condition specific deductible." This allows Assurant Health to offer a plan to someone with a current or past health condition, by attaching a high deductible specifically applicable to a single health condition. This allows the company to offer plans to many people who have been denied by other health insurance companies in Utah.
Assurant Provider Network
Assurant offers members the ability to choose from three nationwide networks. They make it easy to find a in-network doctors and hospitals if you are out of the state. In addition, Assurant is one of the two Utah health insurance providers that makes it easy to transfer your plan when you move out of state.
Employer Groups: Assurant Health does not currently offer group plans in Utah
HumanaOne
HumanaOne offers a large selection of different health insurance plans to Utah residents and employers. Their rates are competitive all around, but particularly competitive for their Autograph Plans (their "qualified high deductible health plans" that are "health savings account" eligible).
What Makes HumanaOne Different
HumanaOne is the only company in Utah to offer life insurance along with their health plans. Depending on the amount of life insurance you apply for, you may not need an additional health exam.
HumanaOne also offers quality dental insurance plans along with their health plans. This makes it easy to complete you or your family's health insurance package with just one stop.
The HumanaOne Network
HumanaOne offers a large nationwide network and out of network coverage. They are one of two plans that allow Utah residents to take their individual or family plans with them when they move out of the state of Utah.
Regence Blue Cross Blue Shield of Utah
Regence Blue Cross Blue Shield of Utah offers quality health plans to Utah residents, including traditional health plans with copays for office visits and prescriptions, and health savings account eligible health plans.
Blue Cross Hospitals and Providers
Blue Cross Blue Shield of Utah has one of the largest doctor and hospital networks in the state. On top of that, they allow their members to take advantage of the BlueCard program. The BlueCard program allows Utah residents to receive in network benefits in most of the United States. Blue Cross offers two networks to Utah residents; ValueCare (PPO) and the Traditional Network.
Maternity Deductible
Regence Blue Cross Blue Shield of Utah boasts the lowest maternity deductible in the state of Utah (for individuals and families). While their deductible is $5,000, many other companies have no maternity coverage, or $7,500 deductibles for maternity.
Residents Who Travel Out of State for Work
Blue Cross of Utah offers plans to Utah residents that work out of state, as long as they are in the state of Utah at least 6 months out of each year.
SelectHealth
SelectHealth offers a variety of health plans, including full benefit plans with office visit and prescription coverage, as well as qualified high deductible health plans. SelectHealth offers discounts for other services with each of their plans.
SelectHealth's Doctor and Hospital Network
Each of SelectHealth's plans are customizeable with one of their three popular network options.
- SelectValue - 1,270 in network providers (no out of network coverage)
- SelectMed+ - 3,636 in network providers (with out of network coverage)
- SelectCare+ - 4,720 in network providers (with out of network coverage)
Plan Extras
SelectHealth began offering dental insurance with their health plans in 2009. They make it easy to complete your health insurance package in one stop.
Quality Care
The Intermountain Healthcare netowork has received national recognition and multiple awards for having cost effective, quality care.
SelectHealth was the first health plan in Utah to receive "Excellent" accredation status from the National Committee for Quality Assurance (NCQA). This status displays Selecthealth's ability to help its members stay health, recover quickly, access qualified providers, manage chronic illness, and receive care and services when needed.